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Products and service introduction

Experian's SmartBusinessReports offer small-business professionals like you an easy and economical way to obtain instant business credit reports online. You can monitor the health of your own business credit report and receive change alerts, or make insightful credit risk decisions about prospective business partners, suppliers and customers.

SmartBusinessReports.com provides access to business credit information on more than 27 million credit-active businesses in the United States securely within seconds. Single reports or multiple report plans can be purchased online by anyone at anytime. The available options provide varying levels of detail - from presenting the basic facts of a business to detailed business credit, payment and public record histories - in an easy-to-read format.

Business Credit ProSM  
Subscription Plan  
Business Credit AdvantageSM
Subscription Plan(1)
ProfilePlusSM
Report
CreditScoreSM
Report
BizVerifySM
Report(2)
$150 monthly
-Introductory offer-
$99 annually
or $14.95 monthly
$49.95$29.95
$8.00
View Sample  View Sample  View Sample  View Sample  View Sample 
 
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Number of reports 100 1 1 1 1
Fictitious Business Name Included Included Included Included Included
Key Facts Included Included Included Included Included
Corporate Registration Included Included Included Included Included
Credit Summary Included Included Included Included Included
Banking, Insurance, Leasing Included Included Included Included Included
Payment Summary Included Included Included Included Included
Collections Summary Included Included Included Included Included
Judgments Included Included Included Included
Tax Liens Included Included Included Included
Bankruptcies Included Included Included Included
Credit Ranking Score Included Included Included Included
Collections Detail Included Included Included Included
Payment Detail Included Included
Inquiries Included Included
UCC Detail Included Included
Corporate Financial Information Included Included
Alert Emails on Derogatory Events Included
3-Month Score Trend Included
Unlimited access to your report Included
Industry benchmark report add-on Included Included
 
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Note: Elements in actual reports and samples may not include all of the elements displayed above.

(1) Experian will deliver its most comprehensive report under this plan.
IMPORTANT NOTE: To monitor multiple locations, you'll need to purchase multiple subscription plans.
(2) BizVerify reports can be purchased if both ProfilePlus and CreditScore reports are not available.



Learn more about our products

Business Credit ProSM bulk subscription plan  New!

If you are a business credit professional, you'll likely need access to multiple business credit reports and scores. Experian's SmartBusinessReports.com is now offering you a product that will save you money over purchasing individual reports.

Our newest subscription access plan, Business Credit ProSM, provides access to up to 100 CreditScore reports a month for one low introductory cost. Once 100 reports have been pulled during your subscription period, the standard pricing per CreditScore report goes into effect. This plan automatically renews each month unless you cancel it.

Under this plan, you will also have the ability to pull the trade payment detail (ProfilePlus report) for any of these CreditScore reports for an additional $19.95 per report. This upsell will be available to you from your 'My companies' page.

You can sign up for the Business Credit Pro subscription plan by starting a new search from one of our Start your search now! search boxes and clicking the Purchase Plan button on the company confirmation / product selection page.

For specific questions about this plan, please read our Business Credit Pro FAQ.

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Business Credit AdvantageSM subscription plan

Business Credit AdvantageSM, gives you unlimited access to an individual company report. Includes our most complete report on this business. It also tracks changes to the subscribed company business credit file and displays three-month trend information in our Business Credit Dashboard on the homepage. Business Credit Advantage also continuously monitors the company report and alerts you via email on derogatory events (bankruptcy, lien, etc.) or if anyone makes an inquiry on this company - whether it is a bank reviewing a credit line or a supplier checking a recent payment history - so you will always be in the know about what is affecting this business. Business Credit Advantage can be purchased on a monthly basis with a four-month minimum commitment and provides you with unlimited access to the most complete credit report we have on the business that you are researching. You can also save money by purchasing a yearly subscription — a discount of over $80!  Read more.

This report is now also available with an Industry report add-on for most businesses.

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ProfilePlusSM report

This is Experian's premium business credit report and includes our most detailed listing of a company's registration information, trade and payment trends, days beyond terms, and full Uniform Commercial Code (UCC) filing information - including liens and judgments. This report is designed to help you fully understand your business’s credit file or thoroughly analyze a key partner, supplier or customer. This report includes our proprietary Experian Credit Score to help you determine the creditworthiness of the company.  View sample.

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This report is now also available with an Industry report add-on for most businesses.


CreditScoreSM report

This is Experian’s proprietary business credit report and score. This full-length report includes summary information on business registration, collections, payments and Uniform Commercial Code (UCC) filing items. This report also includes our proprietary Experian Credit Score to help you quickly determine the creditworthiness of the company you are researching.  View sample.

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BizVerifySM report

This is Experian's snapshot view of a business credit file. This report is ideal for verifying that a new business is in our National Business Database. This brief summary report provides any available information on a business's registration information - even for businesses that have not yet established an Experian Credit Score. If you have recently opened a business, check this report to see if you are listed in our national database.  View sample.

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Industry report

Experian's SmartBusinessReports.com has teamed up with Oxxford Information Technology and PrimeIndustryReports.com to offer you a combined report of both your Experian Business Credit Profile with industry comparative information.

Oxxford Information Technology is a leader in collecting and providing industry data for over 25 years. Oxxford collects this data from the US IRS and other government agencies on filings from public and private companies. The data is then compiled into specific industry reports by region. Oxxford provides this information to banking and other institutions, as well as provides it to the general business public through its PrimeIndustryReports.com website.

For only $25 more, you can compare your business financials (Income Statements, Balance Sheets, etc.) with other similar companies operating in your State. This add-on report will be available for 7 days following your initial purchase of a Business Credit Advantage subscription plan or a ProfilePlus w/Industry report. (Note: This Industry report add-on is available for most of the businesses in Experian's database.)   View sample.

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